Stocks, or equities as they are also known, are a type of security that represents ownership in a corporation and carries a claim to part of the corporation's assets and earnings. Over the years investors have turned to stocks to help build long-term wealth— either directly or through planned savings programs such as 401(k) plans or stock purchase programs.


Bonds are loans investors make to issuers– corporations, governments, municipalities or other entities– so that those issuers can fund or expand operations. The issuer gets the cash it needs, while the lender earns interest for the term of the loan.

Bonds can be used as a "core" investment to build the foundation of a balanced portfolio. They offer a wide range of maturities, varying interest payment terms and different credit quality ratings to fit most portfolio needs. Bonds and other fixed-income instruments may also provide a good counterbalance when combined with equities because bonds typically fluctuate less than stocks.

We offer a wide range of fixed-income investment solutions reflecting the varied needs and preferences of our clients. Whether you are looking for income, growth or preservation of your invested principal, bonds may be an appropriate core holding for your portfolio.

Stocks or equities are subject to market risk and it is possible to lose money. Bonds are subject to the risk of rising and declining interest rates. Thus, if interest rates rise, bond prices will fall.